Buying a home can be a stressful experience for any buyer, regardless of whether you are buying for the first time or for your fifth time. When you are buying your home, you want a Realtor who will guide you through the homebuying process from beginning to end. Oh hi, that is where I come in!
The first step of the homebuying process is to get yourself pre-approved. Go to your local bank or mortgage broker and get pre-approved. That way, you will know how much you can afford. You will also be able to lock in your interest rates for typically a 90-day period while we shop around for your home. Of course, like any Realtor, you want to find a good mortgage broker. Ask me for some awesome mortgage brokers that will answer all your questions and get you started!
Step two. This is where I come in! I will look around for homes that are suitable for you. You will get to view the listings online, you pick out which ones you like and I will pick out ones that I think you will like, then bam - we go and view the homes together. Quite often, I will see a home that has just been listed and ask you if you are available to see it right away so we get in before other do - sometimes, timing is key.
Lastly, you find a home you like and that is when I get busy! I will prepare the offer, advise and go over the terms and conditions with you step by step and work on getting you the home!
See, there's nothing to it! All you have to do is find a home you love (and can afford it) and let me do the rest for you!
Helpful Tip: If you have never purchase a home before, you are eligible for first-time homebuyer's benefits by purchasing a property under $500,000. You will save on the Property Transfer Tax, which is 1% on the first $200,000 of the purchase price and 2% on the balance up to $2,000,000, saving you potentially thousands of dollars. If the home is between $500,000 and $525,000, you will receive a partial refund on the Property Transfer Tax.
NEXT WEEK - I will discuss the benefits of buying New Home Construction!